If you are purchasing or refinancing a home within our normal lending territory (Tennessee, Arkansas or Mississipi) and you select me as your loan officer to assist you in obtaining your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, I will provide you with regular updates. You can also e-mail me at ken.pruett@magnabank.com with questions or new information. And if you want assistance, you can call me at 901-259-5662 and I will be glad to answer your questions.

Here's an overview of the loan-application process:

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!